My doctor has recommended ablation for my condition
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Treatment Cost Transparency
Have you been taking heart rhythm medication for a long time, yet your heart still races often? We explain openly: the cost range for ablation, what makes the figures differ, how to pay, and when ablation is worth considering.
Request a cost estimate, check your coverage, and get schedule information for a doctor who fits your condition.
Ask our doctors to review your ECG recordings. You are under no obligation to continue treatment at Heartology.
A specialized heart and vascular hospital in Kebayoran Baru, South Jakarta · Accredited at Paripurna level (LAM-KPRS)
Having severe chest pain, serious shortness of breath, or reduced consciousness? Do not wait. Call Heart Attack Center 1500 258 or go to the nearest emergency department now.
Cost transparency
Cardiac ablation, or catheter ablation, is a procedure to treat heart rhythm disorders (arrhythmias) by deactivating the spot or electrical pathway that triggers the abnormal rhythm. It uses a thin tube (catheter) that is usually inserted through a blood vessel in the groin, with no incision in the chest. The price of cardiac ablation cannot be generalized, because the type of arrhythmia, the technology used, and each patient's condition differ. Below are the estimated costs and the factors that affect them.
Class I roomValid from October 1, 2026
The estimates above are for a Class I room with a 2-day inpatient stay. Other room classes are adjusted accordingly. Estimates may change and are not a final bill.
SVT is generally simpler than atrial fibrillation or ventricular tachycardia, which involve a wider area.
3D mapping and specialized catheters help in complex arrhythmias and contribute to the equipment cost.
Radiofrequency and pulsed field ablation use different catheters and devices, with different costs.
Sedation or general anesthesia, as well as the longer procedure time in complex cases, affects the cost.
Holter monitoring, echocardiography, and for atrial fibrillation also a CT scan or TEE may be needed first.
Your choice of room class and the number of inpatient days after the procedure also determine the total cost.
Ask about the following items when you receive an estimate, at any hospital:
An ECG recorded while symptoms occur helps the doctor identify the type of arrhythmia. However, the exact location of the electrical problem can only be confirmed during the electrophysiology study, an examination of the heart's electrical system from the inside that is performed right before ablation. Sometimes the doctor finds an additional pathway, so the technique or catheter used needs to be adjusted. That is why a good estimate explains several possibilities, including the possibility that ablation turns out not to be the right step yet.
After ablation, patients still need follow-up visits and rhythm monitoring, for example repeat ECG or Holter recordings. Some patients still need medication for a while, and patients with atrial fibrillation often still need blood thinners according to their individual stroke risk. In some patients, the arrhythmia can recur and a repeat procedure may be considered. Include these components in your family's financial plan.
The cost of ablation at public hospitals, private hospitals, and hospitals abroad can differ widely, because the components counted and the financing routes also differ. Also make sure the medical decision is clear first. Have you received an ablation recommendation from another hospital but still have doubts? Our doctors can review your ECG recordings, test results, and the recommendation you received, so you can decide with more confidence.
Payment
For planned procedures, our team helps confirm how you will pay from the start, so you and your family know which part is covered and which part you need to prepare yourselves.
You pay the hospital directly. Before the procedure, the admission team explains the estimate, deposit terms, and available payment methods.
Payment can be made in cash, by debit card, credit card, or bank transfer, and credit card installments follow the terms of the issuing bank.
Heartology works with various insurance companies and claims administrators. There are two ways your coverage can work:
Being listed as a partner does not necessarily mean every policy can be cashless. The final outcome depends on your policy type and the insurer's approval.
If your employer already works with Heartology, prepare a guarantee letter or cover letter from HR. Our team helps confirm the coverage before the procedure.
Heartology does not work with BPJS Kesehatan, so procedures at Heartology cannot be covered by BPJS, even if you already have a referral letter.
The partner list may change. Partnership status and benefits still need to be checked for your policy.
See insurance partner profilesThe patient or companion sends a photo of the insurance card or employer guarantee letter, the patient's ID, and the doctor's procedure recommendation.
Our team checks the partnership and the benefits of your policy or employer coverage at Heartology Cardiovascular Hospital.
For planned procedures, the hospital requests approval from the insurer or employer before the procedure.
You know the estimated covered amount and the amount you need to prepare yourself before signing the procedure consent form.
In an emergency, medical treatment comes first. Coverage matters are handled while the patient is being treated.
Before you decide
Many arrhythmia patients have taken medication for years. Heart rhythm medication helps many people, but it is not always enough: symptoms still come back, the side effects are bothersome, or you do not want to depend on heart rhythm medication for life. In situations like these, ablation can be a reasonable option to discuss with your doctor. The decision is based on the type of arrhythmia, how often and how severe the symptoms are, your heart condition, and your own preferences. The overview below helps you discuss this with your doctor; it does not replace your doctor's assessment.
Many cases fall between these two groups, for example long-standing atrial fibrillation, or arrhythmia in patients with other heart conditions. In such situations, your case can be discussed by the medical team in a Heart Meeting before a recommendation is given.
In atrial fibrillation, ablation aims to reduce symptoms and recurrences of the irregular rhythm. The decision to take blood thinners to prevent stroke is still based on your stroke risk, not only on whether the ablation succeeds. Ask about this from the start, so that your expectations and your doctor's plan are aligned.
If you have emergency symptoms, do not delay treatment to seek a second opinion. Heart Attack Center 1500 258

Watch on YouTube
Mrs. Hartini's Experience Deciding on Ablation After Medication No Longer Helped
Every patient's condition is different. This story is an individual experience and does not guarantee a particular treatment result.
Our doctors can review your ECG recordings, Holter results, and the tests you already have, then explain the options relevant to your condition. The decision remains with you and your family.
Treatment options
Both aim to control the arrhythmia, in different ways. Medication works as long as you take it, while ablation treats the source of the electrical problem directly. The right choice depends on the type of arrhythmia, your symptoms, and your condition.
| Aspect | Heart rhythm medication | Catheter ablation (Covered on this page) |
|---|---|---|
| How it works | Suppresses or slows the abnormal rhythm as long as the medication is taken | Deactivates the spot or electrical pathway that triggers the arrhythmia, using a catheter |
| Procedure | Not needed | Through a blood vessel in the groin, under sedation or general anesthesia |
| Hospital stay (typical) | Not needed | Short, about 1 to 2 days |
| Return to light activity (typical) | No recovery period | Within a few days; strenuous activity about one week later |
| Long term | Usually taken continuously; the type and dose may change | Some patients can reduce heart rhythm medication, while others still need it |
| Side effects and risks | Medication side effects, for example fatigue, dizziness, or a heart rate that is too slow | Procedure risks that are generally small, with serious complications being rare |
| If the arrhythmia recurs | The type or dose of medication is adjusted | A repeat procedure may be considered, and medication can be used again |
| Generally considered for | Mild, controlled symptoms, or as a first step | Recurrent symptomatic arrhythmia, or arrhythmia that keeps recurring despite treatment |
Medication and ablation do not always replace each other. Some patients still need medication after ablation, and patients with atrial fibrillation generally still need stroke prevention according to their risk.
In certain conditions, your doctor may discuss other options, for example electrical cardioversion to restore a normal rhythm in atrial fibrillation or flutter, a pacemaker for a heart rate that is too slow, or an ICD for dangerous ventricular arrhythmias. These options are also available at the Heartology Arrhythmia & Device Center.
Discuss them with our doctors before you decide. You are under no obligation to continue treatment at Heartology.
Procedure technique
The goal of ablation is always the same: to deactivate the source of the heart's electrical problem. What differs is how the doctor finds that source and guides the catheter. In conventional ablation, the doctor relies on electrical signals from several catheters and X-ray images. In ablation with 3D mapping, a computer builds a three-dimensional map of the heart chambers and their electrical flow, so the catheter position and the treated area can be seen in more detail. At Heartology, 3D mapping is used for complex arrhythmias, such as atrial fibrillation, with an electroanatomical mapping system and high-resolution mapping catheters. Arrhythmias with pathways that are easier to identify are generally treated with the conventional technique.
| Aspect | Conventional | With 3D mapping |
|---|---|---|
| How the arrhythmia source is found | Electrical signals from catheters and two-dimensional X-ray images | A three-dimensional map of the heart chambers and their electrical flow, built by a computer |
| Goal of the procedure | Deactivating the source of the electrical problem | The same |
| X-ray exposure | Used throughout the procedure to guide the catheters | Can generally be reduced, because the catheter position is visible on the map |
| Generally used for | Arrhythmias with pathways that are easier to identify, for example some cases of SVT | Complex arrhythmias, for example atrial fibrillation, atypical flutter, PVCs, or ventricular tachycardia |
| Cost | Generally lower | Higher, because it uses specialized catheters and devices |
| Who decides | The arrhythmia specialist, after a thorough evaluation | The arrhythmia specialist, after a thorough evaluation |
PFA is an ablation energy source that uses very short pulses of an electric field instead of heat as in radiofrequency ablation. This energy acts more selectively on heart muscle tissue, so it is designed to reduce the risk of injury to surrounding tissue, such as the esophagus. At Heartology, PFA is available for atrial fibrillation ablation in suitable patients. As with other techniques, the choice of energy is determined by your doctor according to your condition.
3D mapping helps the doctor work in a more targeted way on complicated arrhythmias. Even so, technology is not a guarantee of results. The success and risks of ablation still depend on the type of arrhythmia, how long it has been present, your heart condition, and your risk factors.
Before choosing a technique, the arrhythmia specialist weighs several things, including the type of arrhythmia and the location of its source, the results of ECG recordings and the electrophysiology study, any previous ablation that was not successful, the condition of your heart muscle and structure, and cost and coverage considerations. If 3D mapping is not needed, conventional ablation is not a second-class option. For arrhythmias with a clear pathway, this approach has long been widely used. During the procedure, the doctor may change the plan, for example switching to 3D mapping or adding catheters, if the findings of the electrophysiology study require it. Ask about this possibility during your consultation, including how it affects the cost.
Ablation with 3D mapping or PFA is generally more expensive than conventional ablation, because it uses specialized catheters and devices. If your doctor considers several techniques equally feasible, ask for an estimate for each option.
Prepare your ECG recordings and test results. The choice of technique can only be made by an arrhythmia specialist.
Procedure
The arrhythmia specialist reviews your symptoms, medication history, and ECG or Holter recordings, then assesses whether ablation is truly relevant.
These generally include echocardiography and laboratory tests. For atrial fibrillation, a CT scan or TEE may be done to assess the upper chambers of the heart.
The doctor explains which medications to continue or pause temporarily. The cost estimate and coverage application are also finalized at this stage.
The catheter is inserted from the groin. The doctor maps the source of the arrhythmia, then performs the ablation. It generally takes two to four hours.
You lie down for a few hours so the puncture site in the groin closes properly, while the team continuously monitors your heart rhythm.
You can generally go home within one to two days, with a follow-up schedule, medication, and activity guidance for the recovery period.
For a very fast heart rhythm with severe symptoms, the pathway is different. Treatment is given as quickly as possible through the emergency route, for example with medication or an electric shock (cardioversion), and administrative matters are settled while the patient is being treated.
Heart Attack Center 1500 258Ablation at Heartology is performed in the electrophysiology laboratory. For complex arrhythmias, the doctor can use a 3D mapping system with high-resolution mapping catheters, and for atrial fibrillation in suitable patients, pulsed field ablation.
Technology is not a guarantee of results. The choice of technique and energy source is made by an arrhythmia specialist after assessing your condition.
Benefits and limits
Ablation cannot promise that the arrhythmia will be gone for good. The arrhythmia can recur, especially atrial fibrillation, so medication or a repeat procedure may be needed, and another type of arrhythmia can appear. Some patients still need heart rhythm medication, and ablation does not replace stroke prevention. The estimates on this page are not a final bill; the final cost is determined after the doctor's evaluation and the procedures received.
Risks
Like any medical procedure, this one carries risks. How large they are differs from person to person, and your doctor will explain them specifically before you sign the consent form.
Ask your doctor: what are my personal risk factors, for example age, kidney function, blood pressure, or the blood thinners I take, and what is done to reduce them?
Preparation
Complete preparation helps the doctor assess your condition more quickly and helps our team prepare a more accurate estimate. Not complete yet? You can still start; a Heart Consultant will guide you.
For the security of your data, medical files are not uploaded through the form on this page. A Heart Consultant will guide you in sending documents through a secure official channel.
Recovery
Ablation treats the source of the electrical problem, but recovery and follow-up remain important to assess the results over time.
Avoid lifting heavy loads and strenuous exercise for about one week, as directed by your doctor.
Keep the puncture site in the groin clean and dry for a few days.
Occasional palpitations can still occur in the first months. Note them and report them at your follow-up visit.
Take your medication as directed by your doctor, including blood thinners, and do not stop any medication on your own.
Control blood pressure, body weight, sleep disorders, and alcohol to help prevent recurrence.
Clear information
Medical team
Ablation is performed by cardiologists subspecializing in arrhythmia and electrophysiology, together with nurses, radiographers, and an anesthesia team when needed. You have the right to know who reviews your condition and performs the procedure.

Arrhythmia and Electrophysiology
Arrhythmia and Device Center +1 center
Clinical focusElectrophysiology and Arrhythmia Ablation · Pacemaker and ICD Implantation
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Interventional Cardiology
Coronary Intervention Procedures +1 center
Clinical focusComplex Coronary Intervention · Cardiac Electrophysiology
View Profile
Arrhythmia and Electrophysiology
Arrhythmia and Device Center
Clinical focusClinical and Interventional Electrophysiology · Cardiac Arrhythmia Ablation
View ProfileListed by name, not by ranking. Not sure which doctor suits you? Ask our Heart Consultant, and we will help match you with a doctor for your condition.
Facilities
Ablation is performed in a catheter procedure room, supported by cardiac emergency services, diagnostic tests, and intensive care within one specialized cardiovascular hospital.
24-hour service for cardiac emergencies, including heart attack patients.
For diagnostic tests such as an ECG, echocardiography, treadmill test, and cardiac CT.
From the Hospital Quality and Patient Safety Accreditation Institute (LAM-KPRS).
Services for ablation, pacemakers, ICDs, and rhythm monitoring.
A catheterization room with 3D mapping for electrophysiology studies and ablation.
ICU and HCU for close monitoring if needed after the procedure.
Patient stories
Hearing other patients' experiences often helps families picture the process more calmly. The choice of ablation technique is made by an arrhythmia specialist after evaluation.
Every patient's condition is different. This story is an individual experience and does not guarantee a particular treatment result.
Common questions
The answers below are general, while the cost details and whether ablation suits your condition are confirmed during a consultation with an arrhythmia specialist.
For planned ablation for atrial fibrillation, the cost range at Heartology is IDR 160,000,000 to IDR 220,000,000 for a Class I room, including a 2-day inpatient stay, effective October 1, 2026. SVT ablation and atrial fibrillation ablation with PFA have their own ranges; see the estimate table above. The final cost depends on the type of arrhythmia, the technology used, anesthesia, room class, and length of stay.
No. Heartology does not work with BPJS Kesehatan, so procedures at Heartology cannot be covered by BPJS. Patients can undergo ablation with personal payment, partner private insurance, or a company guarantee. If you want to use BPJS, ablation can be performed at a BPJS partner hospital with electrophysiology services, through a referral from your primary healthcare facility.
Not surgery with an incision. Catheter ablation is performed through a thin tube inserted from a blood vessel in the groin, so there is no wound on the chest. Many people search for the term cardiac ablation surgery cost, when what is usually meant is this catheter ablation procedure. In certain cases, ablation can indeed be performed together with other heart surgery by a surgeon, but that is a different type of procedure.
Because the type of arrhythmia counted, the technology used, room class, length of stay, and financing route differ. SVT ablation with the conventional technique and atrial fibrillation ablation with 3D mapping, for example, can differ greatly in cost. When comparing, make sure the components being compared are equivalent, and make sure the medical decision is clear first.
The planned ablation estimate at Heartology covers the fees of the medical and anesthesia team, the electrophysiology study and ablation procedure, catheters according to the scenario including 3D mapping for atrial fibrillation, the procedure room, a 2-day inpatient stay, and medication and tests during your stay. Items not yet included are, among others, tests before the procedure such as a CT scan or TEE, additional catheters or technology decided only during the procedure, additional inpatient days, and take-home medication.
It is generally more expensive, because it uses specialized catheters and devices. At Heartology, 3D mapping is used for complex cases and is already included in the atrial fibrillation ablation estimate, which is IDR 160,000,000 to IDR 220,000,000 for a Class I room, effective October 1, 2026. At Heartology, PFA is available for atrial fibrillation ablation in suitable patients. 3D mapping mainly helps in complex arrhythmias, such as atrial fibrillation or ventricular tachycardia. For some SVT cases, the conventional technique is sufficient. The arrhythmia specialist determines the technique and energy source after assessing your condition.
Some patients can reduce or stop heart rhythm medication after ablation, but the decision rests with the doctor after reviewing your rhythm monitoring results. In atrial fibrillation, blood thinners to prevent stroke are still decided based on your stroke risk, not only on the ablation result. Do not stop any medication on your own.
Yes. In the first months, occasional palpitations can occur while the heart tissue heals, and this does not necessarily mean the ablation failed. If the arrhythmia recurs after that period, the doctor may adjust medication or consider a repeat procedure. The likelihood of recurrence varies by type of arrhythmia, and is generally higher in atrial fibrillation than in SVT. Ask for a realistic picture for your condition.
For planned ablation without complications, patients are generally hospitalized for one to two days. Office work can often resume within a few days, while heavy lifting and strenuous exercise are generally postponed for about one week. Your doctor determines the timing according to your condition.
It depends on the type of procedure and your condition. Many ablations are performed with local anesthesia in the groin plus a sedative (sedation), while longer or more complex procedures may use general anesthesia. The team will explain the anesthesia options before the procedure, including how they affect the cost.
Not necessarily. Cashless status depends on the type of policy, the benefits you have, and the insurer's approval. For an arrhythmia diagnosed long ago, also check the provisions on conditions that existed before the policy became active. For planned procedures, our team can help submit an initial guarantee request, so you know in advance how much is covered and how much of the difference you may need to pay yourself.
Payment can be made in cash, by debit card, credit card, or bank transfer, and credit card installments follow the issuing bank's terms.
Yes, and that is reasonable for a planned procedure. Our doctors can review your ECG recordings, Holter results, and tests you already have, then explain the considerations between continuing medication, ablation, or other options for your condition. The decision remains yours. The exception: if you are currently experiencing a very fast rhythm with severe symptoms, do not delay treatment to seek a second opinion.
Yes. Bring your previous ablation report and ECG recordings taken while the symptoms occurred. Our doctors can assess whether the symptoms come from the same arrhythmia or a different type, then explain the relevant options, including the possibility of a repeat procedure. We do not evaluate other hospitals' procedures or rates, and you are free to decide where to undergo the procedure.
Do not wait, and do not compare costs first. If your heart races very fast with chest pain, severe shortness of breath, fainting, or sudden weakness on one side of the body, immediately call Heart Attack Center 1500 258 or go to the nearest emergency department. This page is not an emergency service.
Further reading
Learn more so that your discussion with the doctor is more focused.
Next step
Request a cost estimate, check your coverage, and get schedule information for a doctor who fits your condition.
Ask our doctors to review your ECG recordings. You are under no obligation to continue treatment at Heartology.
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The information on this page is for educational purposes and does not replace medical consultation, diagnosis, or treatment. For any health concerns, please consult a doctor directly.
Your decision
We help you understand the cost, options, and risks clearly. Doctors give recommendations; you make the decision.